What Shows up on a Background Check for an Apartment?

When running a background check on a potential tenant, the report will give detailed personal information about the applicant. A background check pulls information from public records to confirm the applicant's identity and provide a clearer picture of their residential, employment, and financial history. Tenant Background Search offers a fast and easy online service to address any landlord's needs in assessing a potential tenant.

A person's residential history can provide you with a better understanding of where the person has lived in the past and how long they typically reside in one location before moving to the next. This is helpful for landlords looking to find tenants who are interested in specific short- or long-term rental options and ensure the property is the right fit for the applicant's needs. It is also helpful to have an understanding of a person's rental history, whether they have experience renting in the past, for how long, and whether or not they made payments on time. Additionally, it is incredibly important to know if the applicant has a history of property damage or destruction, disturbing other tenants, or even a history of eviction.

A background check can also help verify the accuracy of the applicant's employment information listed on their application. It is important as a landlord to have an accurate understanding of the potential tenant's expected income for the duration of the lease, and an employment history can shed light on how long the applicant has been employed and their current salary. An application and background check may also provide additional employment-related information to help the landlord determine the tenant's rent to income ratio, helping ensure the potential tenant will be able to afford the rent and other living expenses. If you have a minimum income requirement, the background check report is the most accurate representation of the applicant's income and you can check this information here.

Other information regarding a potential tenant's financial history may prove to be important in the background search. Tenant Background Search offers various levels of packages, with the standard package offering a background check, the standard plus package offering a background and credit check, and the comprehensive package also including a history of eviction report. When reviewing a potential tenant's credit report information, you will see their credit score, which is made up of a variety of important factors such as their payment history, their credit card utilization, and their credit availability.

Finally, a Tenant Background Search report will also include information on the applicant regarding any criminal records, such as any misdemeanors or felonies, and whether or not the future tenant is on the sex offender registry. It is important to understand the state and local laws regarding what information in a criminal record you may use to base your decision on an applicant. In general, the idea of reviewing an applicant's criminal record is to help you determine whether or not the applicant would be a good renter for your property. Use Tenant Background Search services for all your background checks and credit checks in order to help you identify the best tenants for your property.

How to Screen Tenants

The screening process for potential tenants can seem overwhelming, but there are practical steps one can take to help identify quality future tenants and also potential tenants to avoid. Tenant Background Search understands the importance of finding responsible, reliable tenants for your property and offers three levels of comprehensive reporting to ensure you have all the information you need to make the best decision for you and your property. The following are 5 steps for how to best screen tenants:

Step 1: Meet the Applicant

While in-person meetings may not always be feasible, it can be so helpful when possible to learn more about the applicant and begin the application process together. When you are able to meet a potential tenant in person, the unofficial screening can begin. Find out what has them on the market for a new rental opportunity and what they did or did not like about their previous rental experiences. This can help you get a better understanding of what the potential tenant is looking for in a property, while also getting to know them a bit better. You may ask what brings the tenant to the area and whether they have long-term plans to stay in the area. While this information is unofficial, it often helps put your mind at ease through the rest of the steps.

Step 2: Review the Application

A standard rental application will request the applicant's full name, date of birth, social security number, driver's license, or another form of identification, and residential address history for at least two years prior. You will likely want to include other information in the application as well, such as proof of employment and proof of income. Included in the application or in addition to the application, you will want to collect the applicant's permission to run a background and credit check so you can thoroughly screen the potential tenant.

Step 3: Run Tenant Background Search

A background check and credit check on potential tenants are incredibly important to screening tenants for everything from any criminal history to their ability to pay the rent. Tenant Background Search offers online services for background, credit check, and additional reporting and provides comprehensive reports for review. Tenant Background Search is proud to offer quality services with a range of price options. The basic package offers a background check, while the plus package offers both a background check and credit check. The comprehensive check also includes an eviction report. The service is easy to use, the results are fast, and there are customer service representatives available 24/7 to address any and all questions or concerns.

Step 4: Review the Report

When reviewing a potential tenant's background and credit check, it is important to verify the identity of the applicant and understand the objectives and outcomes for both reports. The background check provides you as the landlord with information on the applicant's criminal history and personal history, while the credit check offers a financial summary and how the potential tenant handles debt. Reviewing a financial summary of the applicant can help demonstrate whether or not they have a history of on-time payments, their credit card utilization and credit score, and verification of their income. Public records of any evictions and bankruptcies are also helpful. Tenant Background Search provides simple yet thorough reports so you can easily get a greater understanding of the viability of the potential tenant.

How to Run a Credit Check

As a landlord, you understand the importance of finding responsible tenants who will pay their rent on time. Running a credit check on potential tenants is a great way to review their credit history and get a better understanding of how they manage their money. Learning how a potential tenant pays their debts is a strong indicator of how they will treat their lease payments. Here are 4 steps to running a successful credit check:

Step 1: Review Rental Application

It is common practice for potential tenants to submit some type of rental application to demonstrate interest in the property. A standard rental application generally requires the future tenant to supply their full legal name, date of birth, and social security number. It is equally important to require the tenant to provide their previous residential addresses for at least two years and contact information for a current landlord or leasing company.

Step 2: Interview Applicant for Additional Information

While not all potential tenants are able to meet in person prior to completing a rental application, many landlords find it helpful to learn additional information with someone who will be living on your property. You may find it helpful to know more about why they are interested in moving to your location, what they liked and disliked about their previous rental experiences, and what they are most looking forward to with your property. Whether this information is communicated in person or in a more extensive application, it can help you determine whether this person is the right fit to move forward with the credit check process.

Step 3: Collect Payment and Authorization for Credit Check

In order to run a credit check, you must notify the potential tenant and have them complete a form to authorize you to run the credit check. Many landlords include this paperwork in the rental application. When it comes to covering the credit check fee, landlords may choose to include the standard credit check fee in with the rental application payment, an administrative fee, or request payment directly from the tenant.

Step 4: Use Tenant Background Check Services

Upon receiving authorization, a landlord can submit a future tenant for a credit check with Tenant Background Search. Tenant Background Check offers three screening packages: the basic package includes a background check, the plus package also includes a credit report, and the comprehensive package also includes an eviction report. Regardless of the package you select, all services will be completed online and you will receive a detailed report almost instantly.

Tenant Background Search partners with multiple data warehouses to provide you with an accurate report and utilizes a secure and encrypted process to guarantee privacy for all parties. Our highly experienced staff are able to provide quality customer service and support throughout the entire process. Whether you are an individual property owner or are managing a commercial property, Tenant Background Check Services provides you with the information you need in a safe and timely manner so you can be confident in the tenants approved for your rental properties.

How to do a Background Check

When it comes to running a background check on a potential tenant, the process is made very simple and safe with Tenant Background Search. The basic Tenant Background Search package includes a background check, while the plus and comprehensive packages also include additional information such as a credit check and eviction history. Whether or not you choose to receive those additional services, know that you can trust Tenant Background Search for a thorough background check regardless of what package you choose. Here are five steps for conducting a background check:

Step 1: Collect Rental Application

A standard rental application requests that the tenant submit the basic information that is used when later submitting a background check request. This includes the potential tenant's full name, date of birth, social security number, and previous addresses for at least two years. Landlords and leasing agencies may customize rental applications to include additional information such as a driver's license number or another type of certified identification to further verify the identity of the applicant. Other information to request will likely include income history, employment verification, and references.

Step 2: Request Permission to Run Background Check

Landlords are required to request permission before running a credit check on an applicant, which also typically includes a background check. While landlords often have experience and understanding of the background check process, it can be helpful to explain to the tenant what type of information will be collected. A background check is typically used to verify the applicant's identity and investigate public records of criminal history and character.

Step 3: Use Tenant Background Search

Tenant Background Search offers affordable background searches that are easy to complete and offer fast results. These services offer a comprehensive background check report so you can have peace of mind in selecting responsible tenants. The package types and online system make background screenings fast, easy, and take the stress out of the process for you as the landlord. Tenant Background Search package options are all affordable. We recommend landlords include the background check fee in the application or administrative fees paid for by the tenant as part of the application process.

Step 4: Contact References

A background check does a thorough review of a person's personal and criminal history, with data sets and information of record to help provide you with a comprehensive picture of the potential tenant. However, you may also want to contact references to verify any information. Options for references can be listed on the rental application and may include the current employer, current or past landlords, and personal references supplied. The current employer can verify the applicant's employment, while personal references may address the character and reliability of the potential tenant. Perhaps most importantly, current or former landlords can speak to whether rent was paid on time, whether any property damage occurred or complaints were received about the tenant, and more.

Trust Tenant Background Search for safe, swift, and secure background searches so you can always select the most reliable tenants for your property.

How to Check Someone's Credit

Before you approve a potential tenant's rental application, it's important that you do a complete credit check on the applicant. Tenant Background Search offers an easy online option for running a background and credit check so you can verify their identity and confirm they are a suitable renter for your property. Here are 5 steps to checking someone's credit:

Step 1: Meet with Potential Tenant

While many people are looking for the best place to rent, you as the landlord are also looking for the best candidate to be a tenant on your property. Meeting in person is a great way to get the conversation started about what the potential tenant is looking for in a rental property and why they may have chosen to leave another rental opportunity. Additionally, an informal introductory conversation can tell you a lot about a future tenant, from where they work, to their lifestyle interests, to how many friends or family they plan to live with. All these factors affect whether or not a tenant is the right fit for your property.

Step 2: Review the Application

Whether or not you are able to meet in person, it is helpful to have a conversation with a potential tenant before the application process begins. That personal connection can help when they have questions or help you feel more comfortable in asking all the right questions. The application should include the potential tenant's basic information, such as their full name, date of birth, employment history, and living history for at least two years. You may also want to request proof of employment and proof of income, as well as contact information for their most recent rental experience.

Step 3: Request a Credit Check

Part of the application process should include an explanation of the credit check and what type of information you as the landlord are looking for. You will need to seek permission from the applicant before running a background or credit check. Once you receive their permission, use a service like Tenant Background Search to meet all your needs.

Step 4: Credit Check with Tenant Services

Tenant Background Search is a comprehensive screening tool for landlords to easily check someone's credit and receive a report fast. The service is reliable and user-friendly, with no hidden fees or extra hoops to jump through. The process is simple and straightforward, and there are customer service representatives available 24/7 to address any questions or concerns you may have during the process.

Step 5: Review the Report

An accurate and affordable report from Tenant Background Search Standard Plus Tenant Screening package includes a credit report with Fico score, information on the tenant's history of bankruptcies, foreclosures, collections, and other financial information. This information is obviously sensitive, and you can rely on Tenant Background Search to provide a safe and secure service. The comprehensive report offers a thorough assessment of the applicant and helps you assess the feasibility of the applicant as a potential tenant for your property.